Michael Callaham | Partners Elite Financial Inc | NMLS #379732 | Company NMLS #1830849 | Licensed in FL, OR, WA | Equal Housing Opportunity

FHA/VA Homeowner? If Your Rate Starts With a 7, You May Be Able to Lower It.

FHA streamline and VA rate-reduction refinances are built for exactly this — a faster process with minimal paperwork, often no appraisal, designed to lower your rate and monthly payment. See what you may qualify for in about 60 seconds.

Let's See Where We Can Save.

This is a short review — not a mortgage application. No credit pull required to complete this review.

Self-employed borrowers welcome

Your Numbers — 1 of 8

What would you most like to accomplish?

Pick one — we'll tailor your numbers review around it.

Takes about 60 seconds Won't affect your credit score

No credit pull is required to complete this review.

Michael Callaham Jr.

Mortgage Broker · NMLS #379732

27+ Years of Mortgage Experience

Partners Elite Financial

Partners Elite Financial Inc.

Company NMLS #1830849 · Michael Callaham, Mortgage Broker, NMLS #379732

Licensed in Florida, Oregon and Washington. Equal Housing Opportunity.

NMLS Consumer Access · Broker Licensing · Privacy Policy · Terms of Use

This page is for informational purposes only and is not a loan application, approval, preapproval or commitment to lend. All loans are subject to credit approval, income and asset verification, property appraisal and program guidelines. Rates, terms and programs are subject to change without notice. No specific savings, payment, rate, approval or closing time is guaranteed, and no financing option is inherently better than another — the right choice depends on your individual circumstances.