Run your numbers
Enter your current mortgage details to see a side-by-side educational comparison of your refinance options.
Review your equity
See how a cash-out refinance could support your homeownership goals — renovations, education, or long-term planning.
Get your report
Print your comparison or have Lucy email it to you. Michael follows up to review your custom plan.
Comparison Calculator
Current mortgage vs. cash-out refi
Adjust the figures to match your situation and watch the comparison update instantly.
Which scenario are you exploring?
Your current mortgage
Helps us estimate your rate. This won't affect your credit.
New loan assumptions
Starting rate estimated from your Very good (720–759) tier on a rate & term program. Edit it above to fine-tune.
Have Lucy email you this comparison
Get a clean, printable copy of your refinance scenario in your inbox. Michael reviews every request personally and follows up with your real, personalized options — no obligation, no credit impact.
- A side-by-side of your current vs. new payment
- Your rate, payment, and break-even summary
- Next steps to lock in your actual wholesale rate
This comparison is an illustrative estimate only and is not a loan offer, commitment to lend, or a guarantee of rate, terms, or savings. Rolling shorter-term balances into a mortgage may lower your monthly payment but can increase the total interest paid over the life of the loan, and your home secures the new loan. Actual rate, payment, closing costs, and cash-out availability depend on credit, income, property, program, and market conditions. Partners Elite Financial Inc., NMLS #1830849. Equal Housing Opportunity.