Why pay retail mortgage rates? Access wholesale pricing through Partners Elite Financial Inc.

Loan Program

Cash-Out Refinancing

Turn home equity into cash for renovations or investments.

  • Access your equity
  • Lower your monthly payment
  • Fund renovations

Get Your Free Rate Quote

No obligation. No impact to your credit. A real human reviews every request.

By submitting you agree to be contacted by Partners Elite Financial Inc.. NMLS #1830849.

Use the equity you've built to renovate, invest, or cover other financial goals—often at a far lower rate than credit cards or personal loans.

As a wholesale mortgage broker, Partners Elite Financial Inc. compares rates and programs from dozens of lenders—pricing the public can't access at a retail bank. That competition works in your favor, often meaning a lower rate, lower costs, and a faster closing.

Michael Callaham Jr. personally guides every borrower from application to closing. With 27+ years of experience and 3,000+ families helped across Florida, Oregon, and Washington, you get expert advice and a closing process that averages under 15 days.

Why pay retail mortgage rates?

Access wholesale pricing through Partners Elite Financial Inc.. We shop multiple lenders so you don't have to.

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