Why pay retail mortgage rates? Access wholesale pricing through Partners Elite Financial Inc.

Loan Program

FHA Loans

As little as 3.5% down with flexible credit requirements.

  • 3.5% down payment
  • Flexible credit guidelines
  • Gift funds allowed

Get Your Free Rate Quote

No obligation. No impact to your credit. A real human reviews every request.

By submitting you agree to be contacted by Partners Elite Financial Inc.. NMLS #1830849.

FHA loans make homeownership accessible with low down payments and forgiving credit requirements—ideal for first-time buyers and borrowers rebuilding credit.

As a wholesale mortgage broker, Partners Elite Financial Inc. compares rates and programs from dozens of lenders—pricing the public can't access at a retail bank. That competition works in your favor, often meaning a lower rate, lower costs, and a faster closing.

Michael Callaham Jr. personally guides every borrower from application to closing. With 27+ years of experience and 3,000+ families helped across Florida, Oregon, and Washington, you get expert advice and a closing process that averages under 15 days.

Why pay retail mortgage rates?

Access wholesale pricing through Partners Elite Financial Inc.. We shop multiple lenders so you don't have to.

Frequently asked questions

Explore more

Call Now Apply Now